While this is the age of social media and your virtual image is given great importance, it also means an increased number of lifestyle spends. You need that extra money so you're not seen repeating the same clothes in all your Instagram posts, right? But what do you do when you realise you've run out of cash? Look at borrowing some quick money through payday loans? Listen this podcast as Mint's Disha Sanghvi tells you what payday loans are and why you need to keep away from them.