Real returns factor in inflation and other crucial elements such as taxes. It’s important your investments make real returns if you want your wealth to grow. Retail inflation rose ... Read more
With healthcare costs spiraling in India, you need to be prepared for any medical emergencies. Such events can dent your savings and even land you in debt, putting your financial l ... Read more
Naveen Garg, a Pune-based architect, and his family liked to spend like there was no tomorrow. When they realized their mistake, they had to take some drastic measures to put their ... Read more
For 10 long years, Bengaluru-based Sai Pramod G.N. invested only in real estate by channeling all his savings in repaying a home loan. That can never be a good idea because the rea ... Read more
Usha and Rajan Sanklecha got into a financial plan pretty late in their lives, but it helped them take away an important financial lesson: that it’s never too late to streamline yo ... Read more
It’s always a good idea to start investing when you are young. You get adequate time to invest and given the long investing period, the money gets enough time to multiply manifold ... Read more
Insurance mis-selling is selling insurance policies based on false claims or inadequate disclosures. Watch the video to know how to reduce the chances of mis-selling. Read more
Unit Linked Insurance Policies (ULIPs) have costs and charges under several heads. It is important that you know what they are BEFORE buying a policy. Some policies will waive some ... Read more
A surrender is a premature termination of a life insurance policy. In return, you get what is known as the surrender value. In a term insurance policy, there is no surrender value. ... Read more
One question people often grapple with is, how much insurance do you actually need? Life insurance is used to take care of the financial needs of your dependents. An assumption has ... Read more
