Unit Linked Insurance Policies (ULIPs) have costs and charges under several heads. It is important that you know what they are BEFORE buying a policy. Some policies will waive some ... Read more
A surrender is a premature termination of a life insurance policy. In return, you get what is known as the surrender value. In a term insurance policy, there is no surrender value. ... Read more
One question people often grapple with is, how much insurance do you actually need? Life insurance is used to take care of the financial needs of your dependents. An assumption has ... Read more
You only need life insurance if you have financial dependents. If you are only looking to invest, you should NOT be ‘investing’ in life insurance. Insurance is a poor investment an ... Read more
The importance of having equity in your portfolio has been emphasized enough but one also needs appropriate debt allocation. From building an emergency fund to planning for your sh ... Read more
You may want to file a complaint against your bank for a host of reasons. Though approaching the bank's grievance redressal department may be your first instinct, it may not always ... Read more
Having too many bank accounts does no good to your financial lives because you're required to maintain an average quarterly balance. If you think you have too many bank accounts wi ... Read more
Carrying physical copies of all your documents everywhere you go is a real task. And then there's the fear of losing or misplacing them as well. But what if you had a digital solut ... Read more
Are expensive flight tickets stopping you from going for that fancy abroad holiday? Well, what if there were some hacks that could help you book cheaper flight tickets online? Yes, ... Read more
If you're planning on getting a credit card, the wide variety of options could overwhelm you, pushing you to go for a card that isn't really the one that best suits your needs and ... Read more
